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Senator Warns Australian Digital ID Bill May Not Be as Optional as Promised


Opening a bank account without a digital ID might require a visit to a physical branch, which are decreasing in number, as highlighted by Senator Alex Antic.

Senator Alex Antic expressed concerns about the voluntary nature of Australia’s Digital ID bill, stating that it might not actually be as voluntary as claimed.

The Digital ID Bill was approved by the Senate on March 27 with 33 votes in favor and 26 against.

The bill now needs approval from the House of Representatives, which is under the control of the Labor party that introduced the legislation.

Senator Antic raised specific concerns regarding the bill’s impact on various aspects, including the process of opening a bank account.

In an online video, he noted, “As online banking becomes more prevalent, the availability of physical branches and ATMs may decrease, potentially hindering access to services.”

He emphasized that the bill could limit individuals’ ability to engage in online transactions, especially in the realm of banking.

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Senator Antic referred to section 74 of the legislation which states that the creation and use of a digital ID is voluntary.

However, as per section 74 (2), a bank can legally require a digital identity online to open an account since customers have the option to visit a physical branch.

As an example, the bill mentions, “ABC Bank mandates that new customers verify their identity to open an account.”

It further explains, “ABC Bank allows customers to verify their identity in person at any branch or opt to use the online application service, which necessitates the use of a digital ID. If a customer like Jacob prefers not to use their digital ID, they can verify their identity at a branch.”

Digital ID Regulator Holds Power to Grant Exemptions

Senator Antic also expressed concerns about the digital ID regulator potentially granting exemptions to the ‘voluntary’ nature of the bill “if deemed appropriate.”

He remarked, “It ultimately rests with the regulator to decide whether making a digital ID mandatory is justified.”

Senator Antic raised alarm about Australia moving towards a dystopian digital future, including the possibility of a social credit system in the near future.

He stated, “A CCP-style social credit system cannot be implemented without a digital ID system in place.”

He continued, emphasizing that Australia is gradually heading towards a future where the government exercises increased control based on individual compliance with their agenda.

He concluded, “I believe that relying on a government-backed digital ID service, storing personal information, should not be a prerequisite for essential services like online banking or shopping.”

While Australians can currently obtain a digital ID for accessing Centrelink, tax, and Medicare services, this bill extends its application to private businesses and state governments.

Exemptions Possible for Small or Online Businesses

According to the government’s explanatory memorandum (pdf), exemptions may be granted based on specific situations, like a relying party being a small business under the Privacy Act.

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